At Nurayat, we aim to make your shopping experience smooth, secure, and convenient.
Please read our payment policy carefully before making a purchase.

🧾 1. Accepted Payment Methods

We currently accept the following payment options:

Cash on Delivery (COD)
Bkash / Nagad / Rocket (Mobile Banking)
Debit & Credit Cards (via secure payment gateways)
All online payments are processed securely through trusted third-party providers.

🔒 2. Payment Security

Your payment information is encrypted and protected during every transaction.
Nurayat does not store or share any sensitive financial data.
All transactions follow the highest security standards to ensure safe checkout.

🕒 3. Order Confirmation

Orders are confirmed only after successful payment (for prepaid orders).
If any payment issue occurs, please contact our support team immediately at support@nurayat.com
.

🚫 4. Failed or Declined Payments

If your payment fails, you may retry using another method or choose Cash on Delivery.
Nurayat is not responsible for delays caused by payment gateway or network issues.

🧾 5. Refunds for Canceled Orders

If an order is canceled and you’ve made an advance payment, your refund will be processed within 5–10 business days according to our Refund Policy.

✨ Nurayat – Safe Payments, Trusted Shopping.